Bank Of Lexington 1

Bank of Lexington

Business Banking

As a locally-owned bank ingrained within our community, we know Lexington business and we support Lexington business.

See below to find the account type that is right for you, or give us a call and we’ll help you open your account today. 

Checking Accounts

We’re all “business” at Bank of Lexington. With only a minimum opening deposit of $500 and easy access to your checking account through online banking, you will find that Bank of Lexington is the right bank for your business. You may also transfer funds to any other account offered by Bank of Lexington.

  • $500.00 minimum to open.
  • $10 monthly fee if daily balance falls below $500 at any time during statement cycle.
  • Non-interest bearing account.
  • Account may be subject to commercial account analysis depending on activity.

Other Accounts and Services

Bank of Lexington’s Business Money Market Deposit account gives you a better interest rate on your savings, with easy access to your funds. Since the interest rate is tiered, the higher your balance the more you earn. It is a great way to earn one of the best interest rates available for your business.

  • $2,500 minimum to open.
  • A service charge of $10 each month if the balance drops below $2,500 any day of the month.
  • Tiered interest rate; $2,500 – $24,999.99; $25,000 – $49,999.99; $50,000 – $99,999.99; $100,000 – up
  • Interest is compounded daily and credited monthly.

Whether you need to put away money for a rainy day or you want to save up for your dream car, Bank of Lexington has the right account for you. With access to Online and Mobile Banking, saving can be easier than you think, so start saving today!

  • $100 minimum to open.
  • $5.00 quarterly fee if daily balance falls below $100 at any time during statement cycle.
  • Fees may reduce earnings.

Earn more for your money with certificates of deposit (CD) at Bank of Lexington.

Bank of Lexington can help your assets work harder for you by locking in a competitive rate of interest with a certificate of deposit. We offer a variety of products that allow you to choose your term to fit your goals and maximize your return.

  • $500 minimum to open.
  • Interest is compounded daily and paid in one of the following ways:
    1. Added to the certificate of deposit,
    2. Mailed to you by check, or
    3. Paid to another Bank of Lexington deposit account.
  • If you withdraw all of part of the principal in a CD before the specified maturity date, significant interest penalties are assessed. This early redemption fee is based on the original terms of deposit.
  • Fees may reduce earnings.

We offer Merchant Accounts!

Our Merchant Service Provider is Merchant’s Pact. For more information, please contact Greg Schlegel.

Greg Schlegel
Director of Sales
Phone: (502) 290.2218
Merchant PCI Compliance Program


Login to your merchant account and complete the necessary steps to become certified as compliant.

For assistance, you may contact Compliance Support at 866.957.1807.

Our Cash Management Services are able to help businesses simply and efficiently manage their funds. Our customers depend on effective cash flow in order to maintain operations running smoothly. Bank of Lexington provides services to help every business, regardless of size.

ACH – Deposit or receive funds with multi-user access from your office. Utilizing ACH deposits can make billing or payroll a breeze. This service is for payroll processing only.

Bill Pay – Be in control of your own payments. The Business Bill Pay program allows for you to run accounts payable from anywhere.

Merchant Capture – All of the convenience of a teller line in your office. Bank of Lexington’s merchant capture program allows for you to deposit checks from your own desk.

If you are interested in any of these great services, please contact your branch!

All current online banking customers have access to use Bank of Lexington’s mobile banking via the MoBOL App.

To download the mobile app, visit:

App Store

Google pay

With mobile banking, you have the convenience of viewing account balances and transaction history, transferring funds, and locating nearby branches or ATMs. You can also deposit checks and pay bills on the go! Whether you want to download the app, use our mobile web browser, or simply receive text notifications, we have a mobile banking product that fits your needs. Our new enhanced mobile banking product is fully integrated with our online banking product and uses one convenient set of credentials to log in to either service.

Each Bank of Lexington Business Banking account comes with online banking, mobile banking, eStatements and bill pay. 

Bank of Lexington is proud to offer several products and services to our customers. Some of these services come with various fees. Please be sure to review the Account Fee Schedule.


Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you’ll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of  locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!
Business Credit Cards

Choose from our popular business credit card options, such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.


Online account access is the fast and convenient way to access your credit card information on the Internet 24 hours a day, 7 days a week. Need to verify your account balance? Looking for a convenient way to make a payment? With online account access, you can organize your finances quickly, safely and securely. Whether you’re at home, at work or on the road, online account access makes it easy to access a variety of easy-to-use services.


* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Online Banking & Bill Pay – Online Banking allows you to view the balance and print recent activity from each of your accounts.

eStatements – To save paper and time, you have the option to receive your statements via online banking. eStatements allow you to view, print and/or save your statements at your convenience.

Autobooks –  Autobooks is a tool for business customers that allows you to send invoices, accept payments and keep track of customers from inside online banking. More info on Autobooks.

Open an account with us.

Every business is different and we understand that. In order for us to provide the correct business banking account for you, we would like to encourage you to visit any of our convenient locations in order to speak with someone from our knowledgeable and friendly team.

Loan Applications

Consumer Real Estate

Business / Commercial Real Estate

Non-Real Estate

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