Frequently Asked Questions


What are your hours and locations?

Currently, Bank of Lexington has 3 locations.
Our Main Branch is located at 761 Corporate Dr, Lexington KY 40503
Our Polo Club Branch is located at 6409 Polo Club Lane, Lexington KY 40509
Our Tates Creek Branch is located at 866 Malabu Drive, Lexington KY 40502

Lobby Hours
Monday-Thursday 9:00am-4:00pm
Friday 9:00am-5:00pm
Saturday 9:00am-12:00pm
Drive Thru Hours
Monday-Thursday 8:00am-5:30pm
Friday 8:00am-6:00pm
Saturday 9:00am-12:00pm

What is your transaction cutoff time?

Transactions accepted after 4:00pm will be credited the next business day. Domestic Outgoing Wire requests received after 4:00pm (EST) and/or International Outgoing Wire requests received after 3:00pm (EST) will be processed the next business day.

What kind of products (deposits and loans) does Bank of Lexington offer?

Please visit the “Products & Services” menu to view all of our offerings.

What are your current deposit rates?

A copy of our current rate sheet is available below in the site footer.

What do I do if my debit card is lost or stolen?

If your debit card is lost or stolen during regular banking hours, please contact us at 859-219-2900. If your card is lost or stolen after hours, please call 1-800-500-1044.

How do I access my accounts online?

If you are a current Bank of Lexington customer and already have a login and password, use the log in box on our Website to sign in. If you are a current customer and have not yet setup your online username and password, contact one of our customer service representatives at 859-219-2900 to begin your process.

How do I sign up for Mobile Banking?

Log in to Online Banking on your computer and choose the Mobile Banking option. Enroll your mobile phone and follow the activation instructions. If you experience any issues, log in to the Mobile Banking Center and check out the FAQs or contact a customer service representative at 859-219-2900.

What are the Text Banking commands?

Balance B Summary of available balances for all accounts
History H Summary of recent transactions per account
Transfer T Perform transfers between eligible accounts
Command C List of available Text Banking commands
Help HE Help content for Text Banking
Login L Receive a URL for the Bank of Lexington Mobile Browser website
Recover R Receive a URL and new activation code for the Bank of Lexington Mobile Browser web site
Stop S De-activate all Bank of Lexington text services

NOTE: You can check for additional available commands by activating your phone and sending C to 49794.

How frequently is account information updated?

Your account information is updated every business day with new transactions that posted to your account the previous day.

How much FDIC insurance coverage do I have?

Basic FDIC insurance coverage has been permanently increased to $250,000 per depositor. Use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) to calculate the insurance coverage for all of your accounts at Bank of Lexington.

How can I send Bank of Lexington a secure email?

The best way to communicate with Bank of Lexington electronically and the only way to ensure your confidential information (account numbers, tax id numbers and financial statements, etc.) is communicated safely – send us a secure email.

Go to our “Contact Us” page and use the “Send us secure email” link. This will open the Sign In or Welcome page.

To sign in to the Secure Message Center:

To compose a new message:

How do I setup Direct Deposit of my payroll check?

When your checking account is opened, you will receive our routing and transit number and your account number.
Simply provide this information to your employer.

What Federal Holidays does Bank of Lexington observe?

New Year’s Day
Martin Luther King Day
Presidents’ Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving Day
Christmas Day

*Holiday Policy: When holidays fall on Saturday, Bank of Lexington will be open the preceding Friday and closed Saturday. For holidays falling on Sunday, Bank of Lexington will be closed the following Monday.